Insights

The Australian Bureau of Statistics report our saving ratio is at a 17-year low – just 1.1% of total disposable income1. Almost half (45%) of

Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean

According to the Australian Bureau of Statistics (ABS), Australia’s national gender pay gap is 12%. As of November 2023, the full-time adult average weekly ordinary

The first quarter of 2024 saw the Government roll out considerable changes to the Stage 3 Tax Cuts, inflation continuing to slow but remaining stubbornly

Benefits of diversification Diversification has several benefits for you as an investor, but one of the largest is as a strategy to reduce investment risk

It’s challenging buying property. It’s tough scraping together a deposit, it’s not easy dragging yourself to one open-for-inspection after another (especially if you’ve been doing

Understanding your retirement income options How you organise your retirement income streams can make a huge difference to your quality of life. Here are some

Our emotions colour every aspect of our lives including our financial lives. Recognising how emotions can influence your financial decision making puts your rational side

Bonds can provide a stable source of income and can protect the money you invest. They are considered less risky than growth assets like shares

If you’re lucky enough to have received a windfall, perhaps an inheritance or a retrenchment payout, your first decision will be what to do with

Here’s what you can do to help you make the right choices and enjoy your retirement. Three common income shrinkers and how you can avoid

Can you imagine living mortgage-free? For many homeowners, mortgage repayments represent a large part of their salary and many years of hard work, with the