Smart Start Monthly – April 2025
1st April 2025
The Value of Financial Advice
At Smart Start Financial Services, we believe in the value of financial advice. In today’s complex and everchanging financial world, it’s never been more important to seek qualified and experienced guidance to help you secure a successful financial future.
Our major goal is to make it easier for all Australians to access and benefit from receiving the right advice for their individual needs and objectives.
Whether it be simple fact-based information to make your own decisions or holistic advice from a qualified financial adviser, at Smart Start Financial Services, we’re here to help.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Wealth Protection
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Aged Care
It’s not easy making the decision to place a loved one into care. Once you’ve made the call, it can be confusing to understand how it all works.
The role of a financial adviser
A qualified financial adviser will work with you and take into account your whole situation and unique circumstances. They will tailor a plan to help you achieve your short and long-term goals as well as protect you, your assets and loved ones.
A financial adviser will help you:
- Invest tax-effectively
- Choose the most appropriate investment strategy
- Make the most of your super
- Protect your assets
- Protect you and your family
- Plan for retirement
Importantly, research tells us that the benefits of financial advice extend far beyond measurable financial gains – to improved physical health and well-being and increased personal happiness.
Insights
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