Insights

Generally speaking, we Australians are pretty financially savvy, that is, we understand the how and why of effectively managing our money. Unfortunately, that doesn’t mean

The Australian Bureau of Statistics report our saving ratio is at a 17-year low – just 1.1% of total disposable income1. Almost half (45%) of

Experts use responses from people in more than 140 nations to rank the world’s ‘happiest’ countries in the World Happiness Report1. As Jon Clifton, CEO

Australia’s average household debt was $261,492 in 2021-22, up 7.3% from the previous year (2020-2021). Meanwhile, the average household gross disposable income was $139,064, only up 3.7% from

Regardless of the type of work you do, there is always a possibility of falling sick or getting injured. That’s why every Australian workplace has

When considering how much super you should have, it’s important to understand that the amount you need is deeply intertwined with your unique circumstances. Your

According to the Australian Competition and Consumer Commission (ACCC), in 2023 financial scams cost Australians around $2.7 billion. Financial fraudsters deceive, manipulate and exploit victims

Do you or someone in your care have a permanent incapacity and receive the Disability Support Pension? As you approach Age Pension age, you (or

Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s,

Debt is a fact of life. Rarely is a home or expensive consumable purchased without finance of some kind. Australians typically manage their financial obligations

Forget about location, location, location being the key to a good investment outcome.  The key ingredient is time, time, time, which delivers the ‘magic’ of

Do you feel like you’re putting in your best effort at work but not receiving the financial rewards you deserve? Asking for a pay rise